PRIVACY POLICY
Money.org.nz strives to offer its visitors the many advantages of Internet technology and to provide an interactive and personalized experience. We may use Personally Identifiable Information (your name, e-mail address, street address, telephone number) subject to the terms of this privacy policy. We will never sell, barter, or rent your email address to any unauthorized third party. “Period.”
How we gather information from users
How we collect and store information depends on the page you are visiting, the activities in which you elect to participate and the services provided. For example, you may be asked to provide information when you register for access to certain portions of our site or request certain features, such as newsletters or when you make a purchase. You may provide information when you participate in sweepstakes and contests, message boards and chat rooms, and other interactive areas of our site. Like most Web sites, Money.org.nzalso collects information automatically and through the use of electronic tools that may be transparent to our visitors. For example, we may log the name of your Internet Service Provider or use cookie technology to recognize you and hold information from your visit. Among other things, the cookie may store your user name and password, sparing you from having to re-enter that information each time you visit, or may control the number of times you encounter a particular advertisement while visiting our site. As we adopt additional technology, we may also gather information through other means. In certain cases, you can choose not to provide us with information, for example by setting your browser to refuse to accept cookies, but if you do you may be unable to access certain portions of the site or may be asked to re-enter your user name and password, and we may not be able to customize the site’s features according to your preferences.
What we do with the information we collect
Like other Web publishers, we collect information to enhance your visit and deliver more individualized content and advertising. We respect your privacy and do not share your information with anyone.
Aggregated Information (information that does not personally identify you) may be used in many ways. For example, we may combine information about your usage patterns with similar information obtained from other users to help enhance our site and services (e.g., to learn which pages are visited most or what features are most attractive). Aggregated Information may occasionally be shared with our advertisers and business partners. Again, this information does not include any Personally Identifiable Information about you or allow anyone to identify you individually.
We may use Personally Identifiable Information collected on Money.org.nzto communicate with you about your registration and customization preferences; our Terms of Service and privacy policy; services and products offered by Money.org.nzand other topics we think you might find of interest.
Personally Identifiable Information collected by Money.org.nzmay also be used for other purposes, including but not limited to site administration, troubleshooting, processing of e-commerce transactions, administration of sweepstakes and contests, and other communications with you. Certain third parties who provide technical support for the operation of our site (our Web hosting service for example) may access such information. We will use your information only as permitted by law. In addition, from time to time as we continue to develop our business, we may sell, buy, merge or partner with other companies or businesses. In such transactions, user information may be among the transferred assets. We may also disclose your information in response to a court order, at other times when we believe we are reasonably required to do so by law, in connection with the collection of amounts you may owe to us, and/or to law enforcement authorities whenever we deem it appropriate or necessary. Please note we may not provide you with notice prior to disclosure in such cases.
Affiliated sites, linked sites and advertisements*
Money.org.nz expects its partners, advertisers and affiliates to respect the privacy of our users. Be aware, however, that third parties, including our partners, advertisers, affiliates and other content providers accessible through our site, may have their own privacy and data collection policies and practices. For example, during your visit to our site you may link to, or view as part of a frame on a Money.org.nzpage, certain content that is actually created or hosted by a third party. Also, through Money.org.nzyou may be introduced to, or be able to access, information, Web sites, features, contests or sweepstakes offered by other parties. Money.org.nz is not responsible for the actions or policies of such third parties. You should check the applicable privacy policies of those third parties when providing information on a feature or page operated by a third party.
While on our site, our advertisers, promotional partners or other third parties may use cookies or other technology to attempt to identify some of your preferences or retrieve information about you. For example, some of our advertising is served by third parties and may include cookies that enable the advertiser to determine whether you have seen a particular advertisement before. Other features available on our site may offer services operated by third parties and may use cookies or other technology to gather information. Money.org.nz does not control the use of this technology by third parties or the resulting information, and is not responsible for any actions or policies of such third parties.
You should also be aware that if you voluntarily disclose Personally Identifiable Information on message boards or in chat areas, that information can be viewed publicly and can be collected and used by third parties without our knowledge and may result in unsolicited messages from other individuals or third parties. Such activities are beyond the control of Money.org.nz and this policy.
Children
Money.org.nz oes not knowingly collect or solicit Personally Identifiable Information from or about children under 13 except as permitted by law. If we discover we have received any information from a child under 13 in violation of this policy, we will delete that information immediately. If you believe Money.org.nz has any information from or about anyone under 13, please contact us at the address listed below.
We can be reached by contacting:
Email: support@ Money.org.nz
Changes to this Policy
Money.org.nz reserves the right to change this policy at any time. Please check this page periodically for changes. Your continued use of our site following the posting of changes to these terms will mean you accept those changes. Information collected prior to the time any change is posted will be used according to the rules and laws that applied at the time the information was collected.
Cookies -
A “cookie” is a small data file that is placed on your hard drive when you visit certain Web sites. The money.org.nz. site uses cookies to keep track of your shopping cart purchases and return visits to the main money.org.nz. as you go from page to page on the site. The cookie contains only a short random string such as “sdfXGSTD”. If you are not accepting cookies, the site attempts to track your purchases in another way, but it is not reliable. This cookie ceases to exist when you quit your browser. This site also can set a more permanent cookie (approximately two years) on your browser if you make that choice when submitting your account information. (Actually, there are two cookies, and one contains your userid and the other your password.) That way, you will be automatically logged in when you return.
Advertising Cookies
You’re able to access all of the pages at money.org.nz. for free because this web site is supported by advertising revenue. Data that we’ve collected over the years via emails we get from site visitors has clearly demonstrated to us that ads on money.org.nz. actually help visitors solve their problems and dilemmas. Ads, in general, are problem solvers. After all, that’s the only reason you’re on the Internet – you’re here to either solve a problem or you’re looking for pleasure. Those are the only reasons people get online.
We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you – goods and services that can solve your problems.
Google is one of these third-party vendors, and uses cookies to serve ads on money.org.nz. Google uses a special DART cookie that enables it to serve ads to you based upon your visit to this site and others that you visit. Since you’re on the Internet to solve problems in your everyday life, this cookie helps by showing you things that are of interest to you.
If you don’t want to have this DART cookie on your computer, you can opt out . We feel you’ll be making a mistake doing that, as you’ll then see random ads that won’t be of much use to you. But life’s full of decisions. It’s time for you to make one. So tell me punk, do you or don’t you want the DART cookie?
Governing law
This policy and the use of this Site are governed by California law. If a dispute arises under this Policy we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: California. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.
If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: California, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.
This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.